No gateway, no website. The buyer pays your UPI directly; ViralDM checks the screenshot and confirms.
Most small Indian sellers close sales in DMs and get paid by UPI, then spend the evening matching screenshots to orders. ViralDM turns that into a flow: the product card in the DM carries a pay link with the exact amount and a reference; the buyer pays with GPay, PhonePe, Paytm or any UPI app and sends the screenshot; ViralDM reads the amount, UTR and time, matches them to the expected payment, marks the order paid and sends the confirmation (and the file, if it is a digital product). Anything that does not match lands in Payment Verify for a human look, with an evidence pack you can download for disputes.
| Feature | ViralDM | Manual checking |
|---|---|---|
| Fee | ✓ 0% — money goes to your UPI | 2% + GST per payment |
| Checking | ✓ Automatic from the screenshot (amount, UTR, time) | By hand |
| Confirmation | ✓ Instant DM, file delivery, order in Money | Manual |
| Disputes | ✓ Evidence pack per payment | ✗ |
Any — the pay link is a standard UPI intent, so GPay, PhonePe, Paytm, BHIM and bank apps all open it.
Amount, UTR and timestamp have to match the expected payment created for that order; duplicates and edited amounts are flagged and go to Payment Verify for you to check. Real payment confirmation still happens in your UPI app.
No. Payments go directly to your UPI ID. ViralDM charges its monthly plan only.
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